Underwrite transactions, in a fast-paced environment, that support the verticals within ENGS Commercial Finance Co.


  • Review applications for accuracy.
  • Decision transactions up to $175K.
  • Underwrite and present transactions to management that exceed credit authority by accurately determining total exposure and recommending applicants accordingly.
  • Review and analyze public information such as Dun & Bradstreet reports, Paynet reports, Secretary of State corporate name verifications, Safer reports, Credit Bureau reports etc.
  • Call, fax or email for credit references.
  • Review existing customers for additional exposure to determine if applicant stays in flow for underwriting or needs to be reviewed by Fleet for further consideration.
  • Research industries, markets and equipment as requested.
  • Communicate via phone, email or in person with peers and other departments in a professional manner.
  • Communicate via phone or email Dealers, Manufacturers and Clients.
  • Assisting in additional projects as needed by Management.
  • Performs other related duties as assigned by management.


  • 4 year Bachelor’s degree required with a major in finance preferred
  • Ability to spread and analyze financial statements.


  • Diversity – Demonstrates knowledge of EEO policy.
  • Ethics – Treats people with respect. Upholds organizational values.
  • Adaptability – Adapts to changes in the work environment.
  • Analytical – Collects and researches data
  • Attendance/Punctuality – Is consistently at work and on time. Ensures work responsibilities are covered when absent.
  • Business Acumen – Aligns work with strategic goals.
  • Change Management -Communicates changes effectively.
  • Cost Consciousness – Works within approved budget.
  • Customer Service – Responds promptly to customer needs.
  • Dependability – Follows instructions, responds to management direction.
  • Initiative – Asks for and offers help when needed.
  • Innovation – Meets challenges with resourcefulness.
  • Judgement – Includes appropriate people in decision-making process.
  • Motivation – Measures self against standard of excellence.
  • Oral Communication – Speaks clearly and persuasively in positive or negative situations.
  • Organizational Support – Follows policies and procedures. Completes administrative tasks correctly and on time.
  • Planning/Organizing – Uses time efficiently.
  • Problem Solving – Identifies and resolves problems in a timely manner. Gathers and analyzes information skillfully.
  • Professionalism – Approaches others in a tactful manner; Reacts well under pressure; Treats others with respect and consideration regardless of their status or position; Accepts responsibility for own actions; Follows through on commitments.
  • Quality – Demonstrates accuracy and thoroughness. Applies feedback to improve performance.
  • Quantity – Meets productivity standards. Completes work in timely manner.
  • Safety and Security – Observes safety and security procedures.
  • Teamwork – Balances team and individual responsibilities. Exhibits objectivity and openness to others’ views.
  • Technical Skills – Strives to continuously build knowledge and skills.
  • Written Communication – Writes clearly and informatively.


  • Occasionally required to stand, walk or sit.
  • Frequently required to utilize hand and finger dexterity.
  • Occasionally required to bend, stoop.
  • While performing the duties of this job, the noise level in the work environment is usually quiet.
  • The employee must occasionally lift and /or move more than 10 pounds.
  • Specific vision abilities required by this job include: Close vision.